About
Decisions Made by Experts. Funded by Our Own Capital.
At Property Based Lending, we believe that Australian businesses shouldn’t be held back by slow-moving institutional bureaucracy.
We aren’t middlemen. We are a direct lender with over 30 years of financial services expertise, meaning we use our own capital to fund first and second mortgages from 150K to 10M, Because we don’t syndicate deals or answer to external boards, we provide a level of certainty and speed – often funding within 24 hours – that traditional banks and syndicated lenders simply cannot match.
Frequently asked questions
At Property Based Lending (PBL), we can often service and fund loans within 24 hours. Because we use our own capital and do not syndicate deals to outside investors, we bypass the typical industry delays.
Typical approval time:
- Traditional Banks: 4–8 weeks
- Syndicated Private Lenders: 1–2 weeks
- Property Based Lending (PBL): Often within 24 hours
Look for a direct lender rather than a broker or a syndicate. A direct lender uses their own capital to provide faster approvals and more reliable terms. You should also ensure they have an internal evaluation team to accelerate the process. PBL offers this exact model—providing Australian businesses with property-secured loans of 150K to 10M starting from 10%, backed by three decades of private lending expertise.
Choosing Property Based Lending (PBL) means partnering with a direct lender that prioritizes speed and certainty. With over 30 years of experience, we provide private lending secured against property, offering first and second mortgages ranging from $150K to $5M to Australian businesses and brokers.
What truly sets PBL apart is that we use our own capital; we do not syndicate deals to individual investors, allowing us to make immediate internal decisions. Backed by our own property evaluation team, we offer the quickest turnaround on the market with rates starting from 7.99%, delivering the urgent, results-driven finance your company needs.
We provide flexible, property-secured loans ranging from 150K to 10M. Whether you need a first or second mortgage, our internal team can quickly assess your situation to deliver the capital your business requires.